Commercial Auto Insurance
Commercial auto insurance is liability and physical damage protection for business owned vehicles, such as cars, trucks and vans, that are used in a business. Commercial vehicles are exposed to more risk than personal vehicles, and have their own specific insurance policies.
A commercial auto policy typically includes auto liability and auto physical damage coverages. Other coverages available by endorsement, such as the business auto policy (BAP), which addresses the needs of most commercial entities with respect to auto insurance.
Keep in mind – commercial auto insurance isn’t just for big industrial vehicles like semis or construction equipment. Many automotive businesses use business vehicles to transport clients, pick-up and transport parts and supplies, and these businesses might also need a commercial auto policy.
Selecting commercial vehicle insurance coverage that meets your specific needs is vital to protecting your business and income. A commercial auto insurance quote typically includes:
Uninsured Motorist Coverage and Loss of Use
Hired Auto, Non-Owned Coverage
Any Auto Coverage