Garage Liability Insurance

Garage liability refers to insurance covering acts for which the business owner is found to be legal liable for claims of bodily injury and property damage arising out of their business operations. Often this is the resulting damage for the Work Performed by a Garage Business, such as leaving oil out of an engine and the resulting damage would be a seized engine.It can also include the premises where an customer is insured slipping on an oily surface or if the business was named in a law suit to do their business operations.

Garage Liability is often confused with Garage Keepers Coverage, but they are distinct coverages.

Garage Keepers is really an “inventory” coverage in covers the inventory of customer vehicles kept for safekeeping during the repair process while Garage Liability refers to the garage operations involving the ownership, maintenance, or use of autos and the other dealing with all other garage operations.

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