Publications and White Papers

AutoRisk Publications

State of the Tow Industry

State of the Tow Industry

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org   I last wrote an article on The State of Tow Insurance for 2017, and things have only gotten worse. As expected, Insurance Carriers continue a downward trend to what is considered a “hard market.” A hard market is what happens when there are only a few insurance […]

OSHA Active in 2018

OSHA Active in 2018

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org         2016 was an anomaly, with decreased inspections locally of automotive facilities.  Inspections increased around 50% in 2017, and we cannot assume those trends will decrease.  Additionally, on October 1, 2017; the OSHA Region VIII Office renewed the Local Emphasis Program Targeting the Automotive Industry for 2018. […]

OSHA Wrap Up

OSHA Wrap Up

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org         Because OSHA is ahead in Colorado, we published a six part series on how to address the fact that OSHA has a focus on workplace violations in the automotive sector in Colorado. We also discussed how being prepared for an OSHA inspection provides additional […]

OSHA Ahead Part 6

OSHA Ahead Part 6

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org         When it comes time for renewal of your insurance policy, you can use the fact that you are pro active in creating a workplace that goes beyond what the federal government mandates with regard to occupational safety to create a better, more cost effective […]

OSHA Ahead Part 5

OSHA Ahead Part 5

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org           This article is part five of a six part series discussing how OSHA is Ahead for the automotive industry in Colorado and how businesses in the automotive industry can make sure that they are compliant when OSHA comes to perform an inspection. We […]

OSHA Ahead Part 4

OSHA Ahead Part 4

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org       One of the things that any entity can do in order to reduce the risk of being cited by OSHA is to develop and implement a written safety plan. In this article we will discuss developing the plan in house, and discuss the resources an […]

OSHA  is ahead for 2017

OSHA is ahead for 2017

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org       On October 1, 2016; the OSHA Region VIII Office renewed the Local Emphasis Program Targeting the Automotive Industry for 2017. WHAT ARE THE KEY FACTS OF THE 2017 OSHA AUTOMOTIVE LOCAL EMPHASIS PROGRAM? Since the inception of the Local Emphasis Program on April 16, 2013, the Englewood […]

Who Needs a DOT Number

Who Needs a DOT Number

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org         When you think of a vehicle that needs a DOT number, you probably think of a bus used to transport passengers or an 18 wheel semi truck. The definition of a vehicle subject to DOT regulations is broader, as it includes, Vehicles weighing 4,536 […]

The Dude Knows

The Dude Knows

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org         Warning: TOW RATES are taking on major rate hikes…In some cases by over 200% It is a virtual Tsunami! Help is on the way, just call “The Tow Dude” The Dude Has Got It: 10 different admitted A rated Insurance carriers 27 years dedicated […]

Essential Items to Keep in Your Car

Essential Items to Keep in Your Car

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org         Cars can often feel like second homes for many busy Americans. But just because you feel safe traveling in your personal bubble, it doesn’t mean you always have everything you need. Travel can be unpredictable, and you never know how far you’ll be from […]

Hurricanes and Your Tow Insurance Rates

Hurricanes and Your Tow Insurance Rates

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org       How might recent weather events like hurricanes Irma and Harvey impact your tow insurance rates? Huh?  What does a hurricanes that causes 100’s of billion dollars in damage in another state(s) have anything to do with my tow insurance rates? To answer that, let’s first look at how insurance […]

Medical Examinations And FMCSA

Medical Examinations And FMCSA

Michael Graham President Automotive Aftermarket Specialties michael@autorisk.org       Colorado Requires A Medical Card for Commercial Drivers: The FEDERAL MOTOR CARRIER SAFETY ACT (FMSCA) requires drivers of commercial motor vehicles engaged in interstate commerce to have a medical examination performed by a medical provider authorized by the FMCSA. The purpose of the medical examination […]

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